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The Zephirin Group, Inc. (“ZGI”) adheres to the CFA Institute’s (formerly the Association of Investment Management & Research {AIMR}) Code of Ethics. The Zephirin Group, Inc. (“ZGI”) is an independent e-research company that is incorporated in the State of Delaware on November 2003. The above material has been prepared by ZGI for informational purposes only and should not be construed as an offer to sell or solicitation of an offer to purchase or subscribe for any investment. The information and opinions contained in this website have been compiled or arrived at by ZGI in good faith, but no representation or warranty, express or implied, is made as to its accuracy, completeness or correctness. All opinions contained in this website constitute ZGI’s judgment and are subject to change without notice. ZGI makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. Expressions of opinion are those of ZGI only and are subject to change without notice. We are not registered investment advisors, or broker/dealers or members of any financial regulatory bodies. The information contained herein is not to be regarded as advice to make any particular investment. In viewing the website, each recipient represents, warrants and acknowledges that it has taken, or will take, appropriate steps to: obtain such independent legal, tax, accounting and other professional advice as may be appropriate prior to taking any action in relation to any information mentioned in the website; form its own independent judgment regarding the risks and rewards associated with any action or inaction relating to any information mentioned in the website. The information contained in the website is intended solely to the professional investment community. ZGI is not an affiliated company. We encourage investors to read the Investor Information available at the web sites of the Securities and Exchange Commission ("SEC") at: www.sec.gov/, the Financial Industry Requlatory Authority ("FINRA") {formerly National Association of Securities Dealers ("NASD")} at: www.finra.com/, the NYSE Euronex at: www.nyse.com, the Securities & Futures Commission of Hong Kong at: www.sfc.hk, the China Securities Regulatory Commission at: www.csrc.gov.cn / and or any regulatory exchanges.

This website may not be reproduced, distributed or published in electronic, paper or other form for any purpose without the prior written consent of ZGI. No Group Company accepts any liability whatsoever for any direct, indirect or consequential loss arising from any inaccuracy herein or from any use of this website or its contents. Any unauthorized use, duplication, redistribution or disclosure is prohibited by law and will result in prosecution. ZGI accepts no liability whatsoever for the actions of third parties. ZGI makes no representations or warranties whatsoever as to the data and information provided in any third party referenced website and shall have no liability or responsibility arising out of, or in connection with, any such referenced website. Our equity/investment research publication is made available through Thomson One Analytics www.thomsononeim.com First Call research direct portal. Our equity/investment research is available through Thomson Research Investext http://research.thomsonib.com an Institutional research portal. Our equity/investment research is made available through FactSet Research Systems Inc. www.factset.com a research portal provider. Our equity/investment research is also made available in the U.K. through Independent Research Ltd. www.inderec.com a research portal provider.